How To Deal With Insurance Adjusters in North Carolina To Get the Compensation You Deserve

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If you’ve been involved in an accident that wasn’t your fault and you were injured, chances are you’ll soon have to deal with an insurance adjuster. While most will approach you with a friendly smile and firm handshake, they could be a wolf in disguise. What may appear as a sympathetic ally, could, in fact, be quite the opposite. You’ll need to be savvy to have a good experience with them.

Accident victims in Pitt County should find a Greenville personal injury lawyer who can help them negotiate with an insurance adjuster. The art of negotiating an accident settlement should only be handled by a seasoned professional working to ensure you are compensated for all of your damages.

How To Deal With Insurance Adjusters After a North Carolina Accident

A big part of being compensated after an accident that wasn’t your fault is dealing with insurance company adjusters. While it is a big part of the process, merely speaking with them doesn’t mean that your compensation will come easy. There could be hurdles to hop and they may do everything they can to make getting over them more difficult than it should be. Here are 6 tips to ensure you get the best possible settlement after your accident.

Insurance Adjusters Aren’t Working for You

If you aren’t already aware of this, you need to understand that insurance company adjusters aren’t working for you and aren’t looking out for your best interest. Although they aren’t exactly the enemy, they also aren’t your friend. When speaking with them or sharing information, be aware that their job is to limit liability and pay out as little as possible. It’s quite common for your initial claims to be denied, but this doesn’t mean you aren’t entitled to compensation.

Don’t Agree to a Recorded Statement

If the at-fault driver’s insurance company reaches out and allows you to tell your side of the story as a recorded statement, this is to be avoided. What may seem like a great way to explain what happened, insurance adjusters are quite experienced in asking leading questions and getting you to say something you shouldn’t. Every time you have contact with them, it’s important to pick your words wisely and not give more information than requested.

The First Offer Is Never the Best Offer

If an insurance company adjuster is offering you a settlement, it generally means that you have a strong case and are entitled to compensation. However, an insurance adjuster’s job is to limit expenses, so it’s almost certain that their first offer isn’t anywhere near what you deserve. They may even use pressure tactics by telling you that this is their best offer and to sign on the dotted line or get nothing.

Let a Lawyer Handle the Negotiations

The absolute best way to deal with an insurance adjuster is to work with an experienced personal injury attorney who has the savvy to negotiate the best possible settlement. Personal injury attorneys work for a contingency fee, so you won’t have to put out a dime to have a legal professional representing you. An attorney can help you gather the strongest evidence to prove your claims and can also ensure that you’re seeking compensation for all of your damages.

Avoid Your Social Media

It’s become quite normal for us to post about our lives daily on our favorite social media platforms. However, when it comes to your accident and even more importantly, your lawsuit, you should absolutely avoid posting anything on your socials. Insurance adjusters and their legal team will investigate what you post, and if they find anything they can use to limit their liability, they’ll use it to their advantage. Claiming severe injuries or quality of life issues but your socials paint a different picture is going to damage your case.

Document Everything

To receive the best possible settlement, you’ll need to have all of your ducks in a row. Consider having an accident journal, a notebook that contains all of the details of your accident. This is a good way to avoid missing any piece of important information regarding your case. Details to be included in the journal should include:

• Documenting all medical appointments and procedures
• A list of all medical records and medical bills
• Any changes to your injuries or symptoms
• Times and dates of insurance adjuster’s emails or phone calls

How To Deal With Insurance Adjusters Explained

After an accident that wasn’t your fault, you’ll want to do everything in your power to ensure that you receive compensation for all of your damages. Unfortunately, many accident victims sabotage their cases by making some common mistakes. It’s important to understand that insurance adjusters aren’t your friends and they aren’t working for you. Their job is to avoid paying out too much.

Negotiating an accident settlement should never be attempted without proper legal guidance. Even if you’re offered a settlement that will cover your immediate expenses and supply you with much-needed cash, it’s doubtful it is for the amount that you deserve. If you’ve been the victim of an accident, reach out to an experienced personal injury attorney who will work to ensure you receive the best possible settlement.

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